Have you ever considered investing money in Turkey? It is slowly growing to become a very popular investment destination, for the country has a very high growth potential. Currently, property prices are at an all time low, while the Turkish economy is showing signs of economic growth, having a strong economy. Turkey is also slated to be included inside the EU, sometime in the near future, thus having a high level of economic potential.

Investing in the stock market is easy, but far more dangerous when compared to the property market. Unless you are a seasoned stock broker, it is very difficult to make it big in the stock market. Property usually grows at a slower rate than the stock market, but property prices are always on the increase, and it rarely ever decreases in price. Real estate agents will often tell you to “Buy land, they aren’t making any more”. Nothing could be truer. Also stock markets are known to be quite volatile, where as property markets are known to be quite stable, and a safe alternative. Many investment funds are now investing in property to make their profits, even though there are no guarantees that the property will actually increase in value in the near future.

This is perhaps the best time to consider investing in Turkey for property, because Turkey has a vibrant economy which is all set to take off when Turkey joins the EU. Joining the EU will imply that the economy will take off in a big way with a lot of foreign investments coming in. Turkey also has a fast growing tourism industry which will enable the economy to grow faster, generating a greater demand for property, which will in turn drive up prices for property, increasing its valuation.

Turkey is also an excellent holiday destination with beautiful beaches and superb climatic conditions, far superior to most of the popular European holiday hotspots. This makes investing in Turkey all the more lucrative.

Turkish property is also priced very competitively and there are indications that the Turkish property market will appreciate considerably as flights to and from European destinations increase, along with mortgages and EU investments. However, Turkish property is not wholly reliant on foreign investment and it will continue to face growth based on internal demand as well which will see a spurt, once Turkey joins the EU.

To sum up the strongest arguments for Turkish property investment:

* Potential for strong economic growth, leading to high returns on property. It is highly regarded by the WTO.
* Natural beauty along with an excellent climate resulting in a popular holiday destination.
* Turkish summers are longer with more daytime, thus having more productive hours than other European countries.
* A large population helps to keep the economy strong, and does not make it reliant on foreign investment.
* The population grows at approximately 2% per annum, and 70% of the population is younger than 30, which gives it a capable workforce and a strong local economy.
* A popular tourist destination allows possibilities of buying and letting out.
* Long summers, a healthy climate and a low cost of living make it a popular place to retire in for Europeans.

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If there is any issue related to the TIC investment that is important to understand, it is the issue of the tenants involved. TIC: tenants are the persons involved with the investment, and when two or more people own property together but are unmarried, they are considered as TIC: tenants.

These TIC investments have become incredibly popular around the world, especially over the past few years in particular. They are considered as being one of the best exchange solutions for investors who are seeking to defer capital gains taxes and free them from property management.

Potential Benefits

There are many potential benefits that can come out of a TIC investment. For one you are able to own management-intensive real estate, but at the same time you are free from many of the problems that are associated with management.

There is also the fact that the TIC allows you the investor to exchange your management-intensive property for an institutional quality property with the potential to generate steady income, tax benefits and appreciation.

TIC: Tenants

The TIC: tenants are on deed and considered as being direct owners of any real estate owned. They share the income, tax benefits, appreciation and depreciation. In other words they divide up both the gains and losses, and as a co-owner your undivided interest can be transferred to your heirs.

A TIC coupled with 1031 tax-deferred exchanges provide more flexibility than a traditional 1031 exchange to the investors involved, and this refers to everything from the investment size and timing to additional diversification and institutional investment quality real estate.

The purchase of a TIC structure allows investors to purchase an interest in a significant real estate asset one that is most likely larger than what they would be able to obtain individually. This is actually the main purpose for a TIC: tenants investment, and why they are such popular investments these days.

These investments are also commonly chosen because they can provide credit-worthy tenants and because they can secure monthly income and growth potential. There are also certain risks that are possible as well however, and which all investors and potential investors should be aware of before getting themselves involved here. Also it is very important to know that there are certain federal securities laws which may govern the marketing of TIC interests in many cases.

By taking the time to weigh out both the pros and cons of this investment you will be able to decide not only if it is worth it but whether it is the right investment for you.

Kathryn R. Landry is a business writer for TIC Advisors, Inc. A company that can give you the most complete information on a 1031 exchange or TIC property ownership.

If you are like most people you probably have no idea what TIC, or Tenancy in Common, is or what TICA is. TIC: Tenant in Common Association (TICA) is a trade association that serves common owners of property, or in more plain terms it is an association that protects the rights of multiple owners of real property. If one owner dies or wishes to sell their interest in the property, TIC: Tenant in Common Association (TICA) will help to protect those interests for the owner.

TIC: Tenant in Common Association (TICA) Functions and Duties

Firstly if you are a tenant in common you should apply for membership in TICA. It is a simple online process, and once you are a member you can take full advantage of all the services they provide. TIC: Tenant in Common Association (TICA) has representation in all fifty states in the United States with their main offices being in Indianapolis, Indiana.

Once you are a member in the TIC: Tenant in Common Association (TICA) you have access to four main benefits with other smaller benefits being associated with these. The first benefit is professional development. Membership allows you to interact with leading tenant in common professionals at annual conferences and symposiums as well as affording you the opportunity to speak with these professionals in times of need.

The second benefit is education. TIC: Tenant in Common Association (TICA) offers and extensive list of courses hosted at conferences and symposiums to help you understand your rights and responsibilities as a tenant in common.

The third benefit of membership is access to information from the association. TICA sends out quarterly newsletters with information on the latest news, alerts, and legislative rulings that are relative to tenant in common law.

The fourth, and probably the most important, benefit of membership is getting representation from members of TICA. TICA board members act as industry watchdogs and stay current with developments that affect you and your property. You can also call on these members to voice your opinions to local, state and in some extreme cases federal government to be sure that interests are protected.

There are plenty of other benefits from membership, but these four cover most of the problems that you may see as a tenant in common. TIC: Tenant in Common Association (TICA) is first and foremost there to protect you, but they can only do this if you become a member. If your property is important to you and you meet the criteria as a tenant in common, contact them to get started as a member and you will not regret it.

Kathryn R. Landry is a business writer for TIC Advisors, Inc. A company that can give you the most complete information on a 1031 exchange or TIC property ownership.

It is important to understand something before getting into it, especially when it comes to your finances. TICs are one important subject here, and a TIC is essentially ownership of a piece of a large, institutional-grade property and sharing of the proportional income.

When two people own property together but are unmarried, they are considered as being tenants in common, and can then be covered by a TIC agreement.

TIC: The Non-Recourse Loan

A TIC: The Non-Recourse loan is a loan that is secured by a pledge of collateral, but for which the borrower is not personally liable. There are many uses for a TIC: The Non-Recourse loan, but typically these loans are used to finance commercial real estate and similar projects.

Novation non-recourse provided loans do not place weight on the borrower’s income or credit which is one of the most major advantages, as the buyer cannot be personally held responsible for any deficiency in the loss of a property due to foreclosure or any other factor.

With these loans the lender is not able to claim more than the collateral as repayment in the event that payments on the loan are stopped. Instead, a group of investors are able to purchase an asset with a down payment and the proceeds from a non-recourse loan.

Getting a TIC: The Non-Recourse Loan

If you are interested in going through for one of these loans, you should speak to your tax adviser. First they will be able to assess your current situation and help you to decide whether this is going to be a smart move for you or not.

The North American Savings Bank is America’s leading TIC: The Non-Recourse loan specialist, offering a diversified portfolio of financial services, including banking, investments, mortgage loans, and more. Whether you are looking to buy a home or property, get a loan, or make changes in your financial future, they will be able to help you and get you where you need to go.

They also have lots of helpful tools available which will give you all of the information that you need when you are trying to decide how much money to borrow if you are looking for a loan.

There are hundreds of different loans that one can choose from, but this is definitely one of the first that should be considered if the advantages meet your needs. There are many benefits offered by this loan and because there are few to no drawbacks, it makes good sense financially.

Kathryn R. Landry is a business writer for TIC Advisors, Inc. A company that can give you the most complete information on a 1031 exchange or TIC property ownership.

Hear that? TIC tock the sound of money being made in real estate and sometimes money being lost. TIC stands for “tenancy in common”, which is a fancy term for “part investor of a really big chunk of real estate”. Ever since an IRS ruling made TIC taxes easier, the investment floodgates have opened for TIC investing (also called 1029 investing). One of the bumps along this financial path is TIC refinancing problems.

Get A Loan, Little Doggy

Financing such purchases like an apartment complex or a strip mall generally requires honking big bank loans (not unless you just happen to have a few million in loose change in your couch cushions). One of the inevitable things that eventually happens to a TIC partnership on a big piece of property is having to refinance this honking big loan. In principle, refinancing a TIC loan is the same as refinancing a car loan or a mortgage.

Blinded By Interest Rates

One of the most common TIC refinancing problems by newcomers and investment pros alike is to be so focused on getting the best interest rate possible, they lose sight of everything else. You need to look at things like market risk and any exit strategies that may go along with the loan. Also, you need to have a loan flexible enough so that if one partner has to pull out, that partner won’t take down the whole TIC partnership.

You Are Responsible

When you are in a TIC partnership, you have to be vigilant about making your share of payments. This is another common TIC refinancing problem. If everyone doesn’t pull their weight, that can hurt everyone else. Any lender views TIC loans as far riskier than nearly any other kind of loan and protects itself with things like prepayment penalties and very large down payments required.

Another TIC refinancing problem is one that can’t be solved with a broker or a banker. Interpersonal problems between members can bust a TIC partnership or it can make trying to get a refinance loan that much more difficult. There has to be trust and mutual respect among all the members. Ideally, you should conduct background checks on anyone who wants into your partnership. This can avoid a lot of TIC refinancing problems in the future, even if it looks a little rude.

Equity Over Time

Another TIC refinancing problems is being able to wait long enough until the time is right to get a loan. Ideally, you need to wait until you and your group has built up enough equity to make any refined loan save you any money.

Kathryn R. Landry is a business writer for TIC Advisors, Inc . A company that can give you the most complete information on a 1031 exchange or TIC properties nationwide.

A TIC resale does not happen on the back of a dog or a cat. That would be a “tick resale”. I don’t know why the dogs or cats would want to swap ticks, but that’s their business and God Bless America for free enterprise. Anyway, a TIC is short for “tenancy in common”, also called 1029 investments. Instead of buying shares in a huge company, you buy a “share” of ownership of a large piece of real estate. A recent IRS law change made TIC investments a lot easier and so, more popular.

So, You Want To Sell, Do You?

Once you get into a TIC partnership, you don’t have to be with them until you die. You can sell your share any time you want. This is a TIC resale. However, you just can’t perform a TIC resale with the first person who gives you a box of chocolates. That would be like marrying the first person you date. Your TIC group usually wants to interview the potential buyer of your TIC resale in order to be sure this person isn’t going to rip them off.

Differs From State To State

You have to be sure your TIC resale goes along with the rules of your state. And yes, these rules differ from state to state. For example, in California, you can do a TIC resale without drawing up a Public Report (and yes, it’s capitalized) with the California Department of Real Estate. Sometimes, a Public Report is also called a “White Paper”, no matter what color the paper actually is.

However, California has strict rules on what is a true TIC resale and what isn’t. Some people have done fake TIC resales in order to look like they have less money than they do and thus pay fewer taxes. There are other reasons people can engage in fake TIC resale actions, but nearly all of them are illegal.

Who Gets The Property Tax?

Again, your TIC partnership needs to check with your broker to be sure you are following your state’s property tax rules. Failing to pay them will get you in deep trouble very quickly. Usually, the bill for property tax goes to the TIC group and not each member in the TIC group. Then they figure out the percentage of taxes each partner must pay.

A TIC resale has been known to sometimes affect what everyone else in the partnership has to pay. A TIC resale, ideally, shouldn’t be the immediate cause for the increase in property taxes to the remaining members. This should be true even if the property tax suddenly increases during the time of the sale.

Kathryn R. Landry is a business writer for TIC Advisors, Inc. A company that can give you the most complete information on a 1031 exchange or TIC property ownership.

A TIC: subscription questionnaire is a very important part of the TIC subscription process. There are a few steps involved in the process, including the TIC: subscription questionnaire, which will be discussed in more detail here.

The Process

The first step involves you, the investor, completing an accredited client form. Once you have done this the registered rep will be able to provide sponsor property offerings to you. You will also have access to a secure web page describing potential offering at this point.

The next step in the process is when the registered representative forwards offering brochures of potential TIC offerings. After reviewing the PPM both the broker dealer and the sponsor will need to fill out a TIC: subscription questionnaire.

This questionnaire will ask various questions, including questions regarding the investor’s tax returns, credit authorization, and may even require a financial statement to go along with it. It is very important that this TIC: subscription questionnaire be filled out properly and accurately, so that the rest of the process can go by as quickly as possible.

The length of this process will vary from one case to another, but generally it takes a couple of weeks to complete fully.

Benefits

Before you get around to filling out a TIC: subscription questionnaire, it is important that you take the time to actually consider whether a TIC is a good investment choice for you at this point in your life or not.

There are certainly many possible benefits that are offered by this investment, one of the most major being that cash flow is generally paid monthly and is tax-sheltered via depreciation pass through and interest deductions. This means more savings and value for you and less taxes that you have to pay out.

TIC investments also provide great flexibility and versatility, and allow you to avoid the taxable boot if your preferred real estate does not allow you to meet the full debt and equity requirements.

A TIC exchange offers strong benefits that translate into investment savings and with it you can eliminate day to day investment property management hassles, potentially increase cash flow, and take advantage of the ability to pick and choose the specific market and opportunity that best suits you.

If you need help filling out your part of the questionnaire, you can get a tax consultant or financial advisor to assist you and they will make sure that you are filling it out correctly.

Kathryn R. Landry is a business writer for TIC Advisors, Inc . A company that can give you the most complete information on a 1031 exchange or TIC properties nationwide.

TIC investments are investments that essential give a person ownership of a piece of large, institutional grade property and a sharing of the income among one or more other people.

The TIC: subscription risk is a very important issue to be aware of, especially if you are considering going through with the TIC investment yourself. You need to be aware of all the different risks and then weigh out the pros and cons and use this to decide whether it is a good idea for you or not.

Risks

The TIC: subscription risk is one of the biggest possible problems that can come with a TIC investment. There is currently a lot of debate surrounding the TIC investments and whether they are really worth it, and whether the investment should be considered real estate or a security.

The TIC investments offered as securities have the advantages of offering full disclosure of all the possible risks that surround the real estate investment, and they give investors and their tax and legal advisors a good opportunity to really check into a potential real estate investment to determine whether or not it is suitable for them and their situation.

Along with the TIC: subscription risk, there are a number of significant tax risks that are involved in purchasing a TIC investment.

Because of the TIC: subscription risk and other risks that are involved with this investment, it is imperative that anyone considering going through with it take the time to consult their tax advisor and legal counsel, so they can intelligently and properly evaluate the possible consequences as well as the possible benefits and decide on the specific type of property that is going to best suit their individual needs.

Remember that a TIC investment is one that is illiquid, and there are restrictions and limitations that are set on the transferability of interest. These investments are not suitable for any investors that are only looking for a short term investment or holding period.

With the TIC: subscription risk and others in mind, you may decide that this is a worthy investment for you and wonder how to get started. You should first fill out the investor questionnaire which will ask you for some basic and personal information and help you get your foot in the door.

Your tax consultant can then work with you, give their own input, and help you to make the best decision here.

Kathryn R. Landry is a business writer for TIC Advisors, Inc . A company that can give you the most complete information on a 1031 exchange or TIC properties nationwide.

TIC: The Private Placement Memorandum (PPM) is a private offering for a tenancy in common. What this is in plain terms is a direct private offering for real property by you and several other investors. There are several things to keep in mind when considering TIC: The Private Placement Memorandum (PPM).

TIC: The Private Placement Memorandum (PPM) Laws and Regulations

TIC: The Private Placement Memorandum (PPM) is regulated by Regulation D of the Securities Act of 1933. This act was initially put into action to protect investors in businesses from unscrupulous practices, but over time it was found to be too cumbersome for smaller investments. Regulation D came into being to help facilitate smaller investments without regulation by the SEC.

TIC: The Private Placement Memorandum (PPM) is directly related to this as it is a direct private investment by smaller investors. This method of investing offers more practical ways for smaller business to conduct transactions. The Private Placement Memorandum, or PPM, is basically a prospectus that outlines what are the terms of the offering, the companies business, risk factors, additional terms, expenses, and a summary of the financial information.

This relates to the TIC by showing all of the potential profits, loads, and fees for property investors. The PPM will give you a good description of what risks and rewards you will be assuming by investing in the property, with the main purpose being an easy to read summary of what owning the property will involve financially speaking.

Other factors may be described in the PPM, but for the most part it is a financial disclosure that you can use to determine what is involved in your property investment. It is up to the all of the investors in the TIC to determine whether the property to be invested in is of value and the PPM can help in making that decision.

Use caution however as a PPM should not be taken in place of full disclosure, even though this is not required by the SEC. Another way to look at a PPM is that it is primarily a sales pitch by the property sponsor, so anything that sets off red flags for you as an investor needs to be looked into.

Take the time to read the PPM fully, but also understand that not everything you need to make a business decision to move forward will be in it. It can however provide a concise picture that could be enough to decide not to do a deal, however do not ever move forward with a PPM alone. Always consult with your financial planner before making investments.

Kathryn R. Landry is a business writer for TIC Advisors, Inc. A company that can give you the most complete information on a 1031 exchange or TIC property ownership.

TIC, or Tenants in Common, is basically a way of sharing ownership of property among two or more people, and is one of the most popular investments in the world of real estate today. With this investment, each of the tenants involved holds an interest in the specific property, and tenants in this ownership may be established in many different ways.

There are many benefits that come from owning property as TIC, but it is also important to be aware of the risks that are involved, such as the TIC: cash flow risk.

TIC: Cash Flow Risk

There are a few different issues that need to be understood when it comes to the topic of TIC: cash flow risk. For one, the qualified intermediary cannot distribute the tax-deferred like-kind exchange funds if the disbursement would violate any early release provisions. As a result, there may not be much profit, and possibly even a loss.

There is also the fact of the higher minimum investment amount which is required here, and because of this investors may lack sufficient equity to purchase multiple properties. Only with multiple properties can you really ever make a significant profit, and so this can definitely be a risk.

Because of the TIC: cash flow risk that is present, there are certain things that investors should do to control the risk as much as possible.

Advantages

It is also important to understand the advantages of the TIC, because there are many, and in most cases the benefits far outweigh the possible TIC: cash flow risk issues.

TICs offer investors an easy way to diversify their real estate holdings, and also, because most TIC properties are investments in Class A or Class B buildings and are often located in central business districts or other important and busy areas, an investor may realize a higher quality investment through an improved tenant profile.

The cash flow is generally paid monthly which is obviously nice, and as well because the minimum equity requirements can be as low as $100,000, and this means that the investor can invest in multiple high quality, institutional grade properties.

The TIC ownership is an extremely popular choice among real estate investors around the world, and definitely one that you should consider if you are a real estate investor yourself. TIC investments enable you to replace your exact amount of equity and debt from your relinquished property for your 1031 exchange and so this can definitely be one of the most profitable investments you ever make.

Kathryn R. Landry is a business writer for TIC Advisors, Inc . A company that can give you the most complete information on a 1031 exchange or TIC properties nationwide.