
I am a pessimistic…I hope Abby doesnt grow to have that trait.My darling hubby has all the positive vibes and energy that i hope Abby gets a balance from both .
I get paranoid and since Malaysia is facing its election soon;i cant help to think about my own ‘house in order’….making sure that Abby has something to fall on should anything happen to her parents.
Parents,here are some tips to leave a burdenless world to your kids….:
1) Make sure that your Credit Cards are never supplemented to your kids(under their name) as they will be liable for any debt incurred.Get them debit cards which are much more safer in managing you and your kids funds.
2)Mortgage/Housing loans.You can get Home Insurance Quotes from your banks;or even loans but make sure you buy a good insurance plan/housing insurance that covers your laibility and makes sure that the property will still be willed to your kids without them paying for the mortgage ..
3)Car Insurance ;-well get one which covers for other conditions besides the collision term which is standard for all car policies.There are uninsured policies that protect you from those that are not insured should there be collision;personal Accident coverage and many more.Knowing what your car policy covers means that you and your kids will have a wider spectrum of benefit and coverage.
4) Always be trythful to your kids and never hide matters especially if they are old enough.This ensures that they will be prepared financially and emotionally should anything happen .